Friends First PRSAs The following are details of Friends First's Standa6rd PRSA product. Friends First also market a Non-Standard PRSA. Charges 5% of each contribution, and 1% of the fund annually. Bonus units will apply at a rate of 0.2% per annum from the start of the 11th year from the contract start date for the portion of the total contract funds which are over €20,000.  There will be an additional 0.2% per annum for the portion of a contract's fund over €100,000.  Transfers in and single contributions do not get bonus units and are not included in the determination of fund size. Friends First currently do not pay commission on contributions below €300.00 per month, so if you wish to contribute less than this to a  Friends First product, we will charge you a fee. Please ask for details. Fund Choices International Equity Irish Equity Managed Fund Fixed Interest Fund Index Linked Fund Consensus Fund Cash Fund Default Investment Strategy   What Do I Do Next? If you want further information or want to open a PRSA, click here.